IOB LBO Recruitment 2026: Indian Overseas Bank (IOB) has released the notification for 250 Local Bank Officer (LBO) vacancies in JMGS-I. Eligible graduates can apply online from 08 August 2026 to 24 August 2026. The recruitment is being conducted for Tamil Nadu, Karnataka, Maharashtra and Gujarat. Candidates can apply for only one state through the official IBPS application portal.

Apply karne se pehle candidates ko advertisement carefully padhna chahiye aur ye ensure karna chahiye ki ve stipulated eligibility criteria fulfill karte hain. Ek baar jama kiya gaya Application Fee / Intimation Charges na to refund hoga aur na hi kisi dusri recruitment process me adjust hoga.

IOB LBO Recruitment 2026 – Important Dates

Online application validation rules notification requirement par based hain, isliye candidates ko How to Apply aur FAQ pages zaroor check karna chahiye.

IOB LBO Vacancy 2026 – State-Wise 250 Posts

Notification ke Section A ke anusar total 250 vacancies hain. Isme kuch states me backlog vacancies bhi shamil hain. Category-wise details niche hai:

Important Note as per Notification

Reservation for Physically Challenged persons horizontal basis par hai, isliye selected candidates ko unki appropriate category SC/ST/OBC/EWS/UR me place kiya jayega.

Vacancies ki sankhya provisional hai aur Bank ki actual requirement ke according vary ho sakti hai.

Candidates ko sirf ek hi state ki vacancy ke liye apply karna hai. Ek state ki vacancy ke liye apply karne wala candidate kisi dusre state ke liye eligible nahi hoga. Merit list state-wise aur category-wise banegi.

Selected candidates ko pehle 12 years tak ya SMGS-IV Grade me promotion tak, jo bhi pehle ho, applied state me hi posted kiya jayega.

Candidates ko applied state ki local language me proficient (reading, writing and speaking) hona chahiye. Jo shortlisted candidates ne 10th ya 12th me local language nahi padhi hai, unhe Personal Interview se pehle Local Language Proficiency Test dena hoga. Fail hone par aage consider nahi kiya jayega.

Advance Increment Rule

• Prior completed years of service as Officer in Scheduled Commercial Banks advance increment ke liye consider ho sakti hai, notification ki conditions ke according.
• Maximum 2 increments diye jayenge jahan previous job profile IOB Scale-I Generalist Officer ke profile se match karti ho.
• Job profile existing/previous employer dwara certified honi chahiye.
• Job profile match na hone par koi increment nahi milega.
• Subsidiaries of Scheduled Commercial Bank me kaam karne wale candidates ke liye sirf ek increment ka provision hai as per notification.
• Prior experience ko service seniority ke liye count nahi kiya jayega.

IOB LBO Local Language Proficiency 2026

IOB LBO Recruitment 2026 me Local Bank Officer ke liye local language proficiency mandatory hai as per official notification HRDD/RECT/02/2026-27.

• Tamil Nadu – Tamil me reading, writing aur speaking aani chahiye.
• Karnataka – Kannada me proficiency required hai.
• Maharashtra – Marathi me proficiency required hai.
• Gujarat – Gujarati me proficiency required hai.

Notification ke anusar jo shortlisted candidates ne apne 10th ya 12th standard me applied state ki specified local language ek subject ke roop me nahi padhi hai, unko Personal Interview se pehle Local Language Proficiency Test (LPT) dena hoga. LPT me fail hone wale candidates ko aage ke selection process ke liye consider nahi kiya jayega.

Jo candidates 10th ya 12th ki marksheet / certificate se ye prove kar dete hain ki unhone specified local language padhi hai, unko LPT se exemption mil jayega.

IOB LBO State-wise Posting / Service Condition 2026

Official notification ke anusar selected candidates ko initially usi state me posting milegi jiske liye unhone apply kiya hai. Ye posting condition first 12 years tak ya SMGS-IV Grade me promotion tak, jo bhi pehle ho, applicable rahegi.

IOB LBO Eligibility Criteria 2026 – As per Notification

1. Nationality / Citizenship

Candidate ko inme se ek hona chahiye: (i) Citizen of India ya (ii) Subject of Nepal ya (iii) Subject of Bhutan ya (iv) Tibetan refugee jo 1st January 1962 se pehle India me permanently settle hone ke intention se aaya ho ya (v) Person of Indian origin jo Burma, Sri Lanka, East African countries Kenya, Uganda, United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia aur Vietnam se migrate hoke India me permanently settle hua ho. (ii), (iii), (iv) & (v) categories ke liye Government of India dwara issued eligibility certificate is notification ki date se pehle hona chahiye.

2. Age and Educational Qualification – Cut-off 01.08.2026

Eligibility ka cut-off date online registration start hone wale month ka pehla din yaani 01.08.2026 hai. Candidate ka janm 01.08.2006 ke baad nahi aur 02.08.1996 se pehle nahi hona chahiye (both days inclusive).

Iske alawa, banking exams ki taiyari kar rahe candidates IBPS Clerk Recruitment 2026 aur SBI PO Recruitment 2026 bhi dekh sakte hain.

3. Relaxation in Upper Age Limit – As per Notification

Maximum age limit general aur EWS ke liye applicable hai. Agar candidate ek se zyada categories me relaxation ke liye eligible hai to cumulative age relaxation kisi ek remaining category ke saath milegi, SC/ST/OBC candidates ke liye maximum upper age limit 50 years tak. Relaxations tabhi milegi jab candidates Govt. of India ke orders ki conditions fulfill karte hain. OBC candidates jo creamy layer me aate hain ya jinki caste Central List me nahi hai ve OBC reservation ke liye entitled nahi hain aur unhe General ke roop me apply karna chahiye. Ex-serviceman jisne ek baar Government job civil side par Ex-serviceman benefits lekar join kar li hai, ve aage Ex-serviceman status enjoy nahi karenge. Officers cadre me Ex-servicemen ke liye reservation nahi hai, lekin age relaxation applicable hai.

Who Can Apply for IOB LBO Recruitment 2026?

IOB LBO Recruitment 2026 un graduates ke liye ek suitable opportunity hai jo Public Sector Bank me Local Bank Officer ke roop me career banana chahte hain. Is recruitment ki khas baat ye hai ki candidate ko application ke time sirf ek state select karni hogi aur selected hone par initial posting applied state me hi rahegi.

Ye recruitment un candidates ke liye particularly relevant hai jo Tamil Nadu, Karnataka, Maharashtra ya Gujarat me available LBO vacancies ke liye apply karna chahte hain aur concerned state’s local language me required proficiency rakhte hain.

• Fresh Graduates: Kisi bhi discipline me graduation complete karne wale eligible candidates is opportunity ko consider kar sakte hain.
• Banking Career Aspirants: Jo candidates Public Sector Bank me Officer-level career start karna chahte hain, unke liye LBO post relevant hai.
• State-specific Candidates: Jo candidate Tamil Nadu, Karnataka, Maharashtra ya Gujarat me se kisi ek state ke liye apply karna chahta hai, use us state ki prescribed local language ka knowledge hona chahiye.
• Experienced Banking Officers: Scheduled Commercial Banks me relevant prior officer experience rakhne wale candidates notification ki conditions ke according advance increments ke provision ko check kar sakte hain.
• Single-State Applicants: Candidate ko application me sirf one state choose karna hoga; multiple states ke liye application allowed nahi hai.

Important: Final eligibility candidate ki age, educational qualification, nationality, local language proficiency aur other applicable conditions ke basis par determine hogi. Apply karne se pehle official notification ki eligibility conditions carefully verify karna zaroori hai.

IOB LBO Documents / Pre-Requisites for Applying Online 2026

Online apply karne se pehle candidates ko ye documents aur information ready rakhni chahiye as per official notification:

BEFORE APPLYING ONLINE:

• Valid personal email ID, jo poore recruitment process tak active rahe.
• Active mobile number, jahan application process me required ho.
• Scanned photograph as per Annexure I specifications.
• Scanned signature as per Annexure I specifications.

DURING ONLINE APPLICATION / UPLOADS:

• Photograph
• Signature
• Left Thumb Impression
• Handwritten Declaration as prescribed in the notification

Other Supporting Documents to Keep Available (WHERE APPLICABLE):

• Graduation ki marksheet / degree certificate with percentage details
• 10th / 12th ki marksheet / certificate local language proof ke liye LPT exemption hetu
• Category certificate SC / ST / OBC / EWS jahan applicable ho
• Persons with Benchmark Disabilities ke liye disability certificate
• Ex-servicemen / 1984 riots affected ke liye required certificates jahan applicable ho

Ye supporting documents online form me har candidate ke liye upload karna mandatory nahi hai jab tak notification me specifically na kaha gaya ho, lekin Personal Interview ya document verification ke samay inhe original me dikhana hota hai.

IOB LBO Emoluments 2026 – As per Notification (As on 01.08.2026)

Pay Scale: Assistant Manager (Scale I) Basic: 48480-2000/7-62480-2340/2-67160-2680/7-85920. Iske alawa, DA, HRA, CCA etc. rules ke according milega.

Probation Period: Selected candidates 2 years (active service) tak probation par rahenge joining date se. Confirmation Bank ke Officers’ Service Regulation (OSR) ke terms me hoga.

Bond Amount: Appointment ke liye Rs.2,00,000/- (Rupees Two lakhs) ka Financial Service Indemnity Bond execute karna hoga minimum 3 years service ke liye.

Leave, Travel Allowance: Bank ke Service Rules ke according jo appointment ke time applicable honge.

Iske alawa, Bank of India Recruitment 2026 bhi officer scale ke liye relevant hai.

IOB LBO Selection Process 2026 – As per Notification

Selection Online Examination ke baad Language Proficiency Test (LPT) aur Personal Interview par based hoga. Online Examination qualify karne wale candidates ko LPT ke liye bulaya jayega (agar candidates ne 10th ya 12th me specified local language nahi padhi hai) aur online exam aur LPT (jahan applicable ho) qualify karne wale candidates ko Personal Interview ke liye bulaya jayega. Merely eligibility norms satisfy karne se online examination/LPT/Interview ke liye bulaye jaane ka entitlement nahi milega.

Structure of the Online Examination:

Online examination me 140 objective type questions honge 4 sections me total 200 marks ke liye. Har galat answer ke liye 1/4th ya 0.25 marks penalty ke roop me deduct honge. Unattended question ke liye koi penalty nahi hai. Har section ke liye alag timing hai jaise table me diya hai. Online examination me koi sectional qualifying marks nahi hai. Minimum qualifying aggregate marks reserved candidates ke liye 30% aur unreserved candidates ke liye 35% hai. Cumulative marks sabhi topics ke liye merit list banane ke liye consider kiye jayenge. Bank online examination ke structure ko modify karne ka right reserve karta hai jo website par intimate kiya jayega.

Language Proficiency Test:

Candidate ko applied state ki Local Language me Proficiency (reading, writing and speaking) honi chahiye. Personal Interview ke liye shortlisted candidates ko LPT qualify karna hoga, failing which unhe Personal Interview ke liye allow nahi kiya jayega. Jo candidates 10th ya 12th standard ki marksheet/certificate dikhate hain jisme applied state ki specified local language ek subject ke roop me padhi ho, unhe LPT dene ki zarurat nahi hai.

Personal Interview & Final Selection:

Online examination me obtained marks ke basis par descending order me merit list banegi respective categories ke liye aur unhe LPT me qualify hona chahiye (jahan applicable ho). Bank requirements ke basis par minimum qualifying marks wale candidates ko Personal Interview ke liye bulaya jayega. Personal Interview 100 Marks ka hoga. Minimum qualifying marks Interview me reserved candidates ke liye 45% aur unreserved candidates ke liye 50% hai.

Final selection ke liye Online Exam aur Personal Interview ka weightage ratio 80:20 hoga. Minimum aggregate score online examination aur interview ka reserved categories ke liye 30% aur unreserved category candidates ke liye 35% hai. Combined final score online examination aur Personal Interview ke scores ke basis par aayega. Selection top ranked candidates me se state-wise aur category-wise merit list par based hoga.

IOB LBO Application Fee 2026

Application once made withdraw nahi ki ja sakti aur fee kisi bhi circumstances me refund nahi hogi aur na hi kisi dusri recruitment process me adjust hogi.

IOB LBO Recruitment 2026: How to Apply

IOB LBO Recruitment 2026 ke liye candidates 08 अगस्त 2026 से 24 अगस्त 2026 तक केवल online mode में आवेदन कर सकते हैं। Candidates को सिर्फ एक State के लिए apply करना होगा और आवेदन करने से पहले eligibility, documents, photograph/signature specifications तथा application fee की जानकारी जरूर check करनी चाहिए।

Complete application process और official guidelines जानने के लिए उम्मीदवार नीचे दी गई detailed application guide जरूर पढ़ें। इसमें registration, document upload, application form, payment, Left Thumb Impression, Handwritten Declaration और final application printout से जुड़ी सभी जरूरी जानकारी दी गई है।

👉 Detailed Application Guidelines: IOB LBO Recruitment 2026 Application Guidelines पढ़ें

1. IOB ki official website par jakar Careers section kholen, ya direct link Recruitment of Local Bank Officers – 2026-27 par jayen.
2. Click here to Register Online par click karke registration karen. Registration ke baad Registration Number aur Password email/SMS par milega, use safe rakhen.
3. Application form ko carefully complete karen, saari details certificates/marksheets ke anusar bharen.
4. Photograph, Signature, Left Thumb Impression aur Handwritten Declaration ko prescribed format me upload karen.
5. Saari details verify karke application submit karen.
6. Apni category ke anusar application fee online pay karen Debit Card / Credit Card / Internet Banking / BHIM / UPI se.
7. Final submitted application form aur e-receipt ka printout/save karke future reference ke liye surakshit rakhen.

Important: Ek candidate keval ek State ke liye apply kar sakta hai. Multiple applications me usi State ke liye submitted last application hi consider kiya jayega.

IOB LBO Application Guidelines / Important Application Rules 2026

Official notification ke anusar application se related important rules ye hain:

• Candidate sirf ONE STATE ke liye hi apply kar sakta hai.
• Agar same state ke liye multiple applications submit kiye gaye hain to sirf last submitted application hi consider kiya jayega.
• Application sirf online mode me hi accept kiya jayega official website www.iob.bank.in se.
• Registration 08.08.2026 se 24.08.2026 tak available rahega.
• Personal email ID poore recruitment process tak active rakhni chahiye, Bank call letters email par bhej sakta hai.
• Registration Number aur Password ko future reference ke liye safe rakhna chahiye.
• Candidate ka name, father/husband ka name aur details certificates / marksheets ke anusar hi hone chahiye.
• Application submit hone ke baad withdraw nahi kiya ja sakta.
• Application Fee / Intimation Charges non-refundable hai aur kisi dusri recruitment process me adjust nahi hoga.
• Submit kiya hua application form aur e-receipt ko print karke ya save karke future reference ke liye rakhna chahiye.

IOB LBO Important Links – Official

Banking jobs ke liye SBI SCO Recruitment 2026 aur SBI Clerk Recruitment 2026 bhi dekh sakte hain. Latest updates ke liye Today Sarkari Result 2026 check karte rahein.

(FAQs) IOB LBO Recruitment 2026

IOB LBO Recruitment 2026 me kitne pad hain?

Notification ke anusar 250 pads hain – Tamil Nadu 100, Karnataka 50, Maharashtra 50, Gujarat 50.

IOB LBO ki posting kahan hogi?

Selected candidate ko applied state me hi posting milegi pehle 12 years tak ya SMGS-IV promotion tak, jo bhi pehle ho.

Age limit kya hai?

01.08.2026 ke anusar Min 20 Max 30 years. Candidate ka janm 01.08.2006 ke baad nahi aur 02.08.1996 se pehle nahi hona chahiye.

Selection process kya hai?

Online Examination (140 Q, 200 Marks, 3 Hours) + Language Proficiency Test (jahan applicable ho) + Personal Interview (100 Marks). Final weightage 80:20 hai.

Application fee kitni hai?

SC/ST/PwBD ke liye INR 175/- aur GEN/EWS/OBC ke liye INR 850/- inclusive of GST. Fee non-refundable hai.

IOB LBO Recruitment 2026 ke liye educational qualification kya hai?

Graduation in any discipline kisi recognized University se jo Govt. of India dwara recognized ho ya equivalent qualification jo Central Government dwara recognized ho. Registration ke din candidate ke paas valid marksheet / degree certificate hona chahiye.

Kya IOB LBO Recruitment 2026 me local language compulsory hai?

Haan, applied state ki local language me reading, writing aur speaking proficiency compulsory hai. Tamil Nadu ke liye Tamil, Karnataka ke liye Kannada, Maharashtra ke liye Marathi aur Gujarat ke liye Gujarati aani chahiye. Agar 10th ya 12th me ye language padhi hai to LPT se exemption mil sakta hai.

Kya IOB LBO ke liye ek se zyada states me apply kar sakte hain?

Nahi, candidate sirf ek hi state ke liye apply kar sakta hai. Ek state ke liye apply karne wala candidate dusre state ke liye eligible nahi hoga. Same state me multiple applications hone par last submitted application hi consider hogi.

Kya IOB LBO application fee refundable hai?

Nahi, application fee / intimation charges kisi bhi condition me refundable nahi hai aur na hi kisi dusri recruitment process me adjust hogi.

Kya IOB LBO exam me negative marking hai?

Haan, har galat answer ke liye us question ke liye allotted marks ka 1/4th ya 0.25 marks penalty ke roop me deduct hoga. Unanswered question ke liye koi penalty nahi hai.